Finance
YOUR DREAM HOME STARTS WITH THE RIGHT ADVICE
The UAE boasts one of the most dynamic mortgage markets in the world — a prime environment for both residents and expatriates looking to invest in property.
We provide mor tgage f inancing from all leading bank s for residential and commercial proper ties.
Specializing in handover payments, resale, equity buy-out, and commercial financing.
Available for salaried, self- employed, UAE resident s, and non-residents.
Let’s turn your property goals into reality.
WHY 3SA FINANCE?
We provide mortgage financing from all leading banks for residential and commercial properties. Specializing in handover payments, resale, equity buy-out, and commercial financing.
Available for salaried, self- employed, UAE resident s, and non-residents.
OUR EXPERTISE
Expertise That Delivers
Access s to a wide network of UAE and international banks and lenders.
Exclusive, Customized Offers
Specially negotiated rates and terms — tailored to your financial profile.
Streamlined, Smart Process
End-to-end support with minimal paperwork and maximum clarity.
Service That Stands Out
Hands-on cus tomer suppor t to ensure a smooth and s tres s-free experience.
Truly Tailored Solutions
We work acros s all client types and property scenarios — from first time buyer s to seasoned investors.
Financing for Non-Residents
Access exclusive mortgage products designed specifically for international buyer s investing in the UAE.
GET IN TOUCH WITH MADELEINE TODAY TO GET YOU STARTED ON YOUR DEVELOPMENT JOURNEY
COMMERCIAL FINANCE
FROM STARTUPS TO SKYSCRAPERS,
WE FINANCE AMBITION.
The UAE’s commercial lending landscape is robust, responsive,
and full of opportunity. Whether you’re launching a new venture
or scaling an established operation, 3SA offers finance options designed for real growth.
We offer Tailored solutions
Owner-occupied commercial spaces
Retail and of f ice buildings
Warehouses and industrial units
Hotels and mixed-use developments
Construction and development finance
With a market-wide approach and in-depth local knowledge, 3SA empower s busines ses to ac t boldly and build s trategically.
“When your business is ready to grow, we’re ready to fund it.”
ETHICAL. TRANSPARENT. SHARIA-COMPLIANT.
Islamic home finance — also known as Sharia-compliant mortgages — offers an ethical alternative for clients who value financial transparency and religious alignment.
Unlike conventional lending, Islamic f inance avoids interes t (riba). Ins tead, it uses prof it-sharing, leasing,
or partner ship models where the bank shares in ownership or trade.
Complies with Sharia principles
Structured in full alignment with Islamic law and values.
Structured in full alignment with Islamic law and values.
No interest — promotes risk sharing and fairness
Built on ethical models like profit-sharing and leasing, not riba.
Built on ethical models like profit-sharing and leasing, not riba.
Appealing to Muslims and non-Muslims alike
Transparent and values-driven, with broad market appeal.
Ideal for ethical investors seeking transparency
Perfect for those prioritising integrity and socially responsible finance.
We work with top Islamic banks to offer you solutions that align with both your values and your property ambitions.
Bridging Finance
WHEN TIME IS OF THE ESSENCE,
WE DON’T WAIT.
Bridging finance gives you fast, short-term access to capital — perfect for time-sensitive property transactions or urgent liquidity needs.
Whether you’re:
Buying a new home before selling the old one.
Securing an auction property
Launching a development project
Refinancing or restructuring quickly
GET TO KNOW OLLIE
Recently relocating to Dubai with his wife, four children, and their golden retriever in tow, Ollie brings over a decade of deep lending expertise.
His career spans every corner of the lending landscape—from mainstream banks and specialist lender s to inves tment funds. Early in his journey, Ollie co-founded and scaled a successful mortgage business, eventually selling his s take to pivot into the commercial finance space.
Most recently, he led an award-winning, full-service commercial finance brokerage, helping a wide range of clients secure tailored lending solutions.
THE WORLD IS OUR MARKET
WE HAVE A WELL-ESTABLISHED NETWORK OF CONTACTS GLOBALLY, PARTICULARLY IN THE SWEDISH AND NORDIC BUSINESS SECTORS.
The world is our market, and our customer base for investment in Marbella and Dubai is both extensive and focused on a target group with excellent purchasing power. In addition to accessing our exclusive registry, we also offer you a personalized service, valuable contacts, and reassuring security throughout the entire sales process.
STAY 3 STEPS AHEAD
WITH OUR EXCLUSIVE REGISTER
Subscribe to our exclusive register and get a hold of our
new properties before everyone else.
